Talk with a Medicare Agent

Medicare Part A B C D

There are 4 Parts of Medicare – Part A, Part B, Part C, and Part D.

Medicare Part A Covers:

Part A is for inpatient coverage when you’re in the hospital. It includes your room and inpatient hospital care.  It also covers skilled nursing facility stays, hospice, and home health care.

Medicare Part B Covers:

Part B of Medicare covers outpatient medical. This includes Dr visits, lab work, tests, surgeries, durable medical equipment, and preventive services.

Medicare Part C Covers:

Part C of Medicare is called Medicare Advantage. Part C covers everything that Part A and B covers. Most of the time Part D Rx is inclused in the coverage as well. These plans are optional and they are a bundled all in one type of plan.

These plans are typically HMO or PPO Network type plans that may work similar to what you’ve had while working.

A Part C Medicare Advantage Plan is not a Medigap plan. You can choose either a Part C Plan or a Medigap Plan, but not both.  Plan choices will vary depending on the area where you live. Be sure to contact us if you need help finding a Plan.

Medicare Part D Covers:

Medicare Part D helps to cover the cost of prescritpion medications including shots and vaccines. Part D plans are run by private insurance companies but are still regulated by the government. There is prescritpion drug assistance through the Extra Help program. We explain the program in detail in our Extra Help For Medicare Part D video.